Rent Assistance Tip: How to Rent a Section 8 Unit With No Income
Landlords want to get paid. Period. Sure, they want you to be polite and respect the unit you’re staying in, but more than anything else they just want to get that rent check. When a prospective tenant doesn’t have an income – even if he or she has Section 8 payment vouchers – a landlord may be weary of renting out the unit.
Fortunately, having no income doesn’t mean you can’t rent an apartment or home. A cocktail of discretion, creativity and aggression may be able to convince your landlord to rent you the place. Here are a few ways you can demonstrate to your landlord that the rent will be on time.
If this isn’t your first apartment, take advantage of your clean renting record. Get a letter from one (or more) of your previous landlords. Your prospective landlord will be more likely to open up a unit to you if another landlord will vouch for you.
Verify future employment
Just because you were hired for a new job doesn’t mean that the paychecks just start rolling in. Surely, your landlord understands that. A note from your future boss may show the landlord that you’ll have a steady income shortly. Often times, that will be comfort enough.
Show off your credit
Someone that credit reporting agencies deem highly creditable is more likely to meet his or her debt obligations. Your landlord will like the sound of that. If you have pretty good credit, don’t be afraid to show it off. Chances are, if you always pay your bills on time, that you won’t stop now.
Bring your parent(s)
Whether you’re a student or just getting a little help from mom and dad, make sure your landlord knows that you’re not the one footing the bill. A letter stating their intent to pay the rent may be enough to ease the landlord’s nerves. If not, bring them in, in person.
Open the checkbook
If you don’t need an income to pay the rent because you already have the cash on hand, prove it. Show your account balances or – better yet – write the check up front. Getting paid monthly is nice, but nothing butters up a potential landlord like a wad of cash right now.
If you have no way to pay the rent now or in the future, don’t try and pull one over on the landlord. File for additional assistance and see if family members are able to help out.